PNC Bank, National Association

PNC

Quick answer

PNC SCRA overview

PNC lists four ways to contact its Servicemembers Operations Center. It also says military members who enroll with a qualifying checking account can receive Silver Tier benefits, and any PNC checking account can use a free military debit-card design.

Federal protections are separate from any additional benefit offered by a bank.

Benefit and request guide

PNC separates checking-program benefits from its SCRA document routes.

PNC's military debit-card design and TotalRewards status are account-program benefits, not proof of a lower SCRA rate. Its Operations Center handles military-service documentation.

01

Account benefit

Military TotalRewards Silver Tier

Qualifying checking account plus TotalRewards enrollment.
02

Card design

A free military debit-card design

Free design only; other account fees may apply.
03

Document routes

Fax or mail the Operations Center

Send service documents by fax or mail; phone is for questions.
04

Email safety

Use email to start a secure connection

Email only to start a secure connection; attach no records.

Federal SCRA rule

Start with when the debt began.

Federal SCRA interest relief generally concerns qualifying debt from before military service. A bank's extra benefit can be broader or more generous, but it does not replace the federal eligibility test.

Open all federal scra protections

Extra from PNC

2 bank extras.

Quick read. Eligibility still depends on the exact account.

  1. Free military debit-card design

    Any approved PNC checking account. This covers the card design only; other fees may apply.

  2. TotalRewards Silver Tier with qualifying military checking

    Military member with qualifying PNC checking must enroll. Enrollment is not automatic; program terms apply. Higher tiers need qualifying balances.

Contact PNC

Choose the option that matches what you need.

Each option says exactly what the bank confirms it can do.

Email

Email safety

servicemembers@pnc.com

Email PNC only to ask it to begin a secure email connection. Do not attach military documents to this first email.

Use for
Credit cards, Mortgages and home equity, Auto loans; equipment loans or leases, Personal loans, Student loans, Other loans and lines
Email listed by the bank — use cautionView on bank website

Fax

1-855-568-4532

Fax military-service documents to PNC's Servicemembers Operations Center.

Use for
Credit cards, Mortgages and home equity, Auto loans; equipment loans or leases, Personal loans, Student loans, Other loans and lines
What the bank asks for
  • Orders or other documentation reflecting military service
Accepts documentsView on bank website

Mail

PNC Bank, N.A.Servicemembers Operations CenterBR-YB58-01-UP.O. Box 5570Cleveland, OH 44101-0570

Mail orders or other documentation reflecting military service to PNC's Servicemembers Operations Center.

Use for
Credit cards, Mortgages and home equity, Auto loans; equipment loans or leases, Personal loans, Student loans, Other loans and lines
What the bank asks for
  • Orders or other documentation reflecting military service
Accepts documentsView on bank website

Phone

1-844-762-7272

Call PNC with questions about service eligibility or military documentation.

Use for
Credit cards, Mortgages and home equity, Auto loans; equipment loans or leases, Personal loans, Student loans, Other loans and lines
View the bank's SCRA information

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