What do you need help with?
Browse SCRA protections for debt, housing, vehicles, contracts, and more.
Credit cards & borrowing
Explore possible interest relief on credit cards and loans opened before military service.
Mortgages & homeownership
See interest and foreclosure protections for mortgages and home-equity accounts opened before service.
Vehicles
Understand auto-loan interest relief, protection before repossession, and when a vehicle lease may be ended early.
Housing & leases
Review protections for ending a lease, refunding advance rent, eviction, and family members.
Phone, internet & services
Check whether qualifying moves can end phone, internet, TV, gym, or home-security contracts without an early fee.
Courts & collections
Find safeguards for court decisions entered without you, case pauses, wage garnishment, and legal deadlines—with urgent help where needed.
Taxes, residence & voting
Learn how qualifying service can affect tax collection, legal residence, personal property taxes, voting residence, and a spouse’s choices.
Insurance & professional coverage
Review protections for life insurance used to secure a debt, individual life coverage, returning health coverage, and professional insurance.
Professional licenses & work
See when an out-of-state professional license may be accepted after a military move and how some business debts may be treated.
Storage, towing & property sales
Find safeguards before property is sold to collect certain storage, towing, repair, or cleaning debts.
Family, dependents & survivors
Understand where family members may have related protections—and where the facts must be checked benefit by benefit.
More SCRA protections
Find less-common protections involving SCRA waivers, service with an allied force, missing servicemembers, and public land.
Check state protections
State laws may add protections for military service, debts, utilities, contracts, or leases.
See state guidesFull federal protection list
Credit cards, loans, and financed property
Interest relief for credit cards and other pre-service debt
Credit cards, loans, and financed property
Protection from unfair treatment for using SCRA rights
Credit cards, loans, and financed property
Repossession protection for financed or leased property
Credit cards, loans, and financed property
Foreclosure protection for a home or other mortgaged property
Credit cards, loans, and financed property
Protecting the member's share of personal property
Credit cards, loans, and financed property
Asking a court to pause certain pre-service debts or taxes
Credit cards, loans, and financed property
Contract penalties while a court case is paused
Housing and leases
Ending a home, business, or other property lease
Housing and leases
Protection from certain residential evictions
Housing and leases
Court help for a servicemember's dependent
Vehicles and everyday services
Ending a vehicle lease after qualifying orders
Vehicles and everyday services
Ending phone, internet, gym, or security contracts
Courts, collections, and custody
Protection before a court enters a decision without you
Courts, collections, and custody
Asking to pause a civil or administrative case
Courts, collections, and custody
Pausing judgment collection or wage garnishment
Courts, collections, and custody
More time for certain legal deadlines and reclaiming property
Courts, collections, and custody
Child custody during deployment
Courts, collections, and custody
Court protection for someone else responsible for the same debt
Taxes, residence, and voting
Protection when property taxes are unpaid
Taxes, residence, and voting
Delaying collection of certain income taxes
Taxes, residence, and voting
Keeping a tax home and avoiding some taxes after military moves
Taxes, residence, and voting
Keeping a voting residence during military moves
Taxes, residence, and voting
A military spouse's choice of legal residence
Insurance, licenses, and business
Protection for life insurance used to secure a debt
Insurance, licenses, and business
Help keeping certain individual life insurance active
Insurance, licenses, and business
Restoring health insurance after service
Insurance, licenses, and business
Pausing and restarting professional insurance
Insurance, licenses, and business
Using a professional license after a military move
Insurance, licenses, and business
Protecting personal assets from certain business debts
Storage, property, and SCRA waivers
Protection before property is sold for a storage, towing, or repair debt
Storage, property, and SCRA waivers
Rules for signing away an SCRA protection
Storage, property, and SCRA waivers
Getting help for a possible SCRA violation
Other SCRA protections
A qualifying power of attorney may be automatically extended while a servicemember is officially listed as missing.
Service with certain allied forcesA U.S. citizen serving with the armed forces of certain allied nations may receive SCRA protections when the law's requirements are met.
Public land and mineral rightsLess-common SCRA protections may apply to public-land entries, mining claims, and certain mineral permits or leases.