Post-service extra
Six months for eligible cards and non-real-property loans
The account must qualify for Zions' SCRA treatment. The extension does not apply automatically to real-estate debt or every Zions product.
Zions Bancorporation, N.A.
Zions Bank
Zions Bank SCRA overview
Zions Bank lists a dedicated SCRA unit with branch, email, mail, and phone options. It also describes a six-month post-service extension for eligible credit cards and non-real-property loans and benefits for Military Advantage Checking.
Zions publishes a post-service extension, military checking, and a dedicated SCRA unit.
Zions separates federal relief from two bank-specific programs: a six-month extension for eligible non-real-property credit and Military Advantage Checking.
Checking
Military Advantage account benefits
The account disclosure lists its own military eligibility, opening deposit, ATM limits, and service benefits. Those are not federal SCRA eligibility rules.
Request routes
Branch, mail, or bank-listed email
Those routes accept requests and service documentation. The phone is for questions and request help.
Email caution
Ask about secure transmission
Zions publishes an ordinary email address. Confirm a secure method before sending orders, full account numbers, or personal identifiers.
Federal SCRA
6% cap for qualifying pre-service debt
Additional benefits from Zions Bank
Six-month post-service interest relief on eligible non-real-estate debt
Qualifying Zions cards, auto loans, and other non-real-estate loans opened before active duty. This six-month bank extension is not a general federal rule for every debt.
No monthly fee + limited ATM and check benefits on Military Advantage
$50 to open for the listed military, dependent, and DOD groups. Includes named check and safe-deposit benefits, plus three Zions ATM-fee waivers and three operator-fee refunds per statement month; other terms apply.
Contact Zions Bank
Branch
Any Zions Bank branch
Request SCRA benefits in person and ask the banker which documents are needed for your accounts.
- Use for
- Credit cards, Mortgages and home equity, Auto loans and leases, Personal loans, Other loans and lines
SCRAUnit@zionsbancorp.com
The bank lists this email address. Ask the bank about a secure way to send military orders or other sensitive documents.
- Use for
- Credit cards, Mortgages and home equity, Auto loans and leases, Personal loans, Other loans and lines
Mail a written request and the supporting forms or military-service documentation described by Zions Bank.
- Use for
- Credit cards, Mortgages and home equity, Auto loans and leases, Personal loans, Other loans and lines
- What the bank asks for
- Written request
- Zions Bank forms when needed; Zions says its request form is not required if the bank already has military orders
- Military orders or commanding-officer letter
Phone
866-251-2816
Call the Zions Bank SCRA Unit with questions or for help with a request.
- Use for
- Credit cards, Mortgages and home equity, Auto loans and leases, Personal loans, Other loans and lines