InstitutionsWestern Alliance

Western Alliance Bank

Western Alliance

Quick answer

Western Alliance SCRA overview

For a qualifying mortgage serviced through its homeowner portal, Western Alliance says it waives late charges during the SCRA protection period and reviews the request within 30 days. These terms do not apply bankwide.

Federal protections are separate from any additional benefit offered by a bank.

Mortgage-servicing guide

Western Alliance publishes SCRA contacts only for mortgages handled through its homeowner portal.

This is not a bankwide route. The mortgage must be serviced through the cited Western Alliance homeowner system before its phone, mail, or secure-message instructions are used.

01

First check

Confirm the current mortgage servicer

Use the company on the latest statement. Origination by Western Alliance does not prove the homeowner portal still services the loan.
02

Secure option

Signed-in homeowner message

The authenticated message path is limited to customers in that servicing system; Orders First never collects the login.
03

Other routes

Mortgage mail and phone

Both belong to the cited servicing operation and should not be reused for deposits, cards, or unrelated lending.
04

Benefit boundary

No bankwide voluntary rate is claimed

The official material supports mortgage SCRA questions and routing, not a special Western Alliance rate for every account.
05

What the portal says

Late charges and a 30-day review

For a qualifying mortgage in this servicing system, Western Alliance says late charges are waived through the applicable protection period and the request is reviewed within 30 days. That timeline is not a guaranteed adjustment-completion date.

Federal SCRA rule

Start with when the debt began.

Federal SCRA interest relief generally concerns qualifying debt from before military service. A bank's extra benefit can be broader or more generous, but it does not replace the federal eligibility test.

Open mortgages & homeownership

Contact Western Alliance

Choose the option that matches what you need.

Each option says exactly what the bank confirms it can do.

Secure message

Western Alliance secure message center

For a mortgage serviced through this homeowner portal, sign in to send an SCRA request and upload an accepted service record. Western Alliance lists secure message as the fastest option.

Use for
Mortgages serviced through Western Alliance's homeowner portal
What the bank asks for
  • A request for SCRA relief
  • At least one accepted service record: military orders, DoD Short Form, commanding-officer letter, or DMDC evidence
  • For a spouse or dependent request, proof of the relationship and the financial connection or shared obligation

Mail

Special Loans3138 E. Elwood StreetPhoenix, AZ 85034

For a mortgage serviced through this homeowner portal, mail an SCRA request and an accepted service record to Special Loans.

Use for
Mortgages serviced through Western Alliance's homeowner portal
What the bank asks for
  • A request for SCRA relief
  • At least one accepted service record: military orders, DoD Short Form, commanding-officer letter, or DMDC evidence
  • For a spouse or dependent request, proof of the relationship and the financial connection or shared obligation
View Western Alliance's homeowner servicing information

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