Checking
Premium Checking fee and ATM benefits
The program requires a $25 opening deposit and documentation of an eligible military status. Currency-conversion and cross-border card fees remain excluded.
Webster Bank, a division of Santander Bank, N.A.
Webster Bank
Quick answer
Webster Bank SCRA overview
Webster's official page continues to list military benefits for Premium Checking, qualifying purchase mortgages, and home-equity borrowing. Webster Bank, N.A. merged into Santander Bank, N.A. on August 20, 2026, and Webster Bank now operates as a division of Santander Bank, N.A. These benefits remain scoped to the Webster program; use current Webster instructions and the creditor or servicer on your latest statement unless an official notice says otherwise.
Federal protections are separate from any additional benefit offered by a bank.
Post-merger benefit guide
Webster remains a live brand with three published military benefits.
Webster Bank, N.A. merged into Santander Bank, N.A. on August 20, 2026. Webster now operates as a division, while its official military page and current customer instructions remain live.
Purchase mortgage
$500 closing-cost credit
The mortgage must be a qualifying first-mortgage purchase of an owner-occupied one-to-four-family home, with the credit applied at closing.
Home equity
0.25% qualifying rate discount
The loan or line must meet Webster's offer and credit terms. The discount is limited to the military groups Webster names.
Routing after close
Keep using current Webster instructions
Webster's phone and banking-center options only help locate the right team. Do not substitute Santander routes without an official account-specific notice.
Federal SCRA rule
Start with when the debt began.
Federal SCRA interest relief generally concerns qualifying debt from before military service. A bank's extra benefit can be broader or more generous, but it does not replace the federal eligibility test.
Open all federal scra protectionsExtra from Webster Bank
3 bank extras.
Quick read. Eligibility still depends on the exact account.
No monthly fee + Webster and non-Webster ATM benefits
$25 to open. Military-status documentation is required for active-duty, Guard, Reserve, and retired customers; caregivers and beneficiaries also qualify. ATM rebates post at cycle end and exclude currency-conversion and cross-border fees.
$500 toward qualifying purchase-mortgage closing costs
First-mortgage purchase of an owner-occupied one-to-four-family home. Applied at closing; credit approval and restrictions apply. Cannot combine with Webster or affiliate offers.
0.25% off qualifying home-equity rates
Eligible military personnel or retired veterans with a qualifying Webster home-equity loan or line. Credit approval and restrictions apply; cannot combine with Webster or affiliate offers.
Contact Webster Bank
Choose the option that matches what you need.
Each option says exactly what the bank confirms it can do.
Phone
800-325-2424
Use this official contact to ask where to send an SCRA request. The bank does not list it as a dedicated SCRA contact, so confirm the destination before sharing military documents.
- Use for
- Webster personal banking accounts; confirm the creditor or servicer on the current statement
Banking center or appointment
Find a Webster banking center or make an appointment
Use this official contact to ask where to send an SCRA request. The bank does not list it as a dedicated SCRA contact, so confirm the destination before sharing military documents.
- Use for
- Webster personal banking accounts; confirm the creditor or servicer on the current statement
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